Finance request
Easily Check Your Car Finance Eligibility with Linda Cars
At Linda Cars, we believe that getting your dream car should be simple, smooth, and stress-free — and that includes financing. That’s why we’ve put together answers to the most common questions our customers ask about buying and financing a car in the UAE.
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Required Documents to Process Your Car Loan
We want to make your car financing experience simple and transparent. Here’s what you’ll need to prepare:
General Documents
- Passport copy
- Emirates ID
- Visa page
- Consent Forms 1 & 2 (AECB Forms)
For Salaried Customers
- Last 3 months' bank statements
- Last 3 months' payslips
- Salary certificate from your employer
For Self-Employed Customers
- Trade License
- Memorandum of Association (MoA)
- Power of Attorney (PoA) for the Authorized Signatory
- VAT Certificate
- Last 6 months' bank statements
Your data is 100% safe with us
FAQ
Can you help me settle my existing car loan?
Yes, we can! Our finance team can help you quickly close your current loan so you can upgrade to your next car without any hassle.
Can you deliver the car to my home?
Absolutely! We offer door-to-door delivery anywhere in the UAE.
Who handles all the paperwork with banks and RTA?
We do! Our team takes care of all the paperwork and processes with banks and the RTA — so you don’t have to worry about a thing.
Can I test drive the car before buying?
Yes, definitely. You can book a test drive online or visit our Dubai showroom to try out the car yourself.
Do your cars come with a warranty?
Yes! All our cars come with warranty options, and we also offer extended warranty and service contracts for added peace of mind.
How long does car finance approval take?
Usually between 2 to 5 working days, depending on the bank and your documents.
What is in-house finance?
It’s a flexible option that lets you get a car without a bank loan. You pay a deposit, lease the car for up to 4 years — and in the end, the car is yours.
Can I trade in my current car?
Yes! Just bring your car to our showroom. We’ll inspect it for free and give you an instant trade-in offer.
What documents do I need to apply for finance?
To apply for a loan, you’ll need: Emirates ID Passport & visa copy, UAE driving license, Salary certificate, Last 3 months of bank statements
Who is eligible for zero down payment?
Eligibility for 0% down payment depends on your bank’s approval and credit profile. Speak to our team — we’ll help you check if you qualify.
Can I get a loan if I already have one?
Yes, you can still apply. But the maximum loan amount you can get will depend on your current monthly loan payments. You can use our calculator or ask our team to check for you.
Can someone else apply for the loan on my behalf?
Yes. If you don’t meet the loan criteria, an immediate family member (like a parent, spouse, or sibling) can apply for the loan in their name for your car..
What is the interest rate on the loan?
The interest rate is what the bank charges for borrowing money. It’s calculated on the full loan amount over the entire loan period — not just on the remaining balance. Rates vary by bank, loan type (auto vs personal), and your profile. Our team will guide you to the best rate available.
What’s the minimum salary required to get a car loan?
It depends on the bank, but usually ranges between AED 3,000 to AED 6,000 per month. It may vary if you're salaried, self-employed, or with a specific bank.
